IMPROVING CREDIT EFFICIENCY ASSESSMENT OF COMMERCIAL BANKS' CUSTOMERS
Keywords:
commercial bank, credit, problem credit, credit risk, creditworthiness, financial ratio, cash flow, reserveAbstract
Improving the assessment of creditworthiness of customers of commercial banks is one of the necessary conditions to prevent an increase in credit risk. In the commercial banks of the Republic of Uzbekistan, the system of financial indicators is mainly used to assess the creditworthiness of customers with the status of a legal entity. This makes it necessary to improve the form of determining the creditworthiness of bank customers based on financial ratios.
The article analyzes the current state of creditworthiness of customers of commercial banks of the Republic of Uzbekistan and the production of scientific proposals aimed at ensuring it.
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